How Emerging Technologies, Government Restructuring, and Cryptocurrency Innovation Make UBI Economically Feasible
October 2025
Michael Mooring, Founder & Lead Researcher
Divinci AI Research Team
October 2025 | Version 2.0
This white paper presents a comprehensive analysis demonstrating that Universal Basic Income (UBI) of $1,000-2,000 monthly for every American adult is economically feasible by 2035. Traditional analyses showing UBI requires an impossible $17 trillion annually have overlooked three revolutionary developments:
Key Finding: By combining technology-driven cost reductions, government efficiency gains, and innovative cryptocurrency mechanisms, UBI becomes not just feasible but economically optimal by 2035.
TL;DR:
As impossible as decreasing military spending and closing corporate loopholes may seem, and as sappy as this sounds, Hope, Unity and Love are still stronger. It is as simple as a series of choices. Don’t be tricked into division by a comment from a bot online. Stay true to the path of Solarpunk 2035.
Universal Basic Income—the concept of providing all citizens with a regular, unconditional cash payment—has been discussed for centuries, from Thomas More’s Utopia to Martin Luther King Jr.’s advocacy in the 1960s. Despite this long intellectual history, UBI has remained politically and economically infeasible.
The mathematical reality has been stark:
The gap between UBI cost and available resources has seemed insurmountable—until now.
Three simultaneous revolutions are converging to change the fundamental economics:
This white paper demonstrates how these forces, properly harnessed, make UBI not just possible but economically superior to current systems.
| Monthly Amount | Annual per Person | Total Annual Cost (260M adults) |
|---|---|---|
| $5,000 | $60,000 | $15.6 trillion |
| $3,000 | $36,000 | $9.36 trillion |
| $2,000 | $24,000 | $6.24 trillion |
| $1,000 | $12,000 | $3.12 trillion |
Federal Revenue (2024): - Individual income taxes: $2.4T - Payroll taxes: $1.7T - Corporate taxes: $0.5T - Other: $0.4T - Total: $5.0 trillion
Federal Spending (2024): - Social Security: $1.4T - Medicare/Medicaid: $1.5T - Defense: $0.9T (official), $2.1T (including VA, black budget) - Interest on debt: $0.7T - Other mandatory: $0.7T - Discretionary: $1.6T - Total: $6.8 trillion
Current deficit: $1.8 trillion annually
Traditional analysis concludes:
This traditional view makes three critical errors:
The following sections demonstrate how correcting these errors reveals a viable path to UBI.
Multiple fusion startups are approaching commercial viability:
Fusion energy will trigger cascading cost reductions across the economy:
Energy represents 20-40% of manufacturing costs for: - Aluminum production: 40% energy cost - Steel production: 25% energy cost - Chemical production: 30% energy cost - Cement production: 40% energy cost
Conservative estimate: 15% reduction in manufactured goods costs = $150/month savings per person
Estimated impact: $50-100/month equivalent savings
Estimated impact: $100-150/month savings on food costs
Conservative estimate: $300-400/month cost reduction equivalent Optimistic estimate: $500-600/month cost reduction equivalent
This is effectively UBI delivered through cost reduction rather than cash transfer.
Fusion energy cost projections: Commonwealth Fusion Systems public roadmap, ITER experimental results, Helion Energy commercial timeline announcements. Manufacturing cost structure data from U.S. Energy Information Administration industrial sector analysis. Household energy costs from U.S. Bureau of Labor Statistics Consumer Expenditure Survey.
Robotics capabilities are accelerating exponentially:
Estimated government healthcare savings: $100-150B annually
Robotics doesn’t just replace jobs—it creates abundance: - 10x increase in manufacturing productivity - Reshoring production to US (eliminating shipping costs) - Customization and local production
Result: Dramatic reduction in consumer goods prices (20-30% across categories)
Government savings: $200-250B annually Consumer cost reduction: $100-200/month equivalent per person
AI is advancing far faster than most forecasts:
Administrative overhead reduction: - Current federal administrative costs: $400B annually - AI can automate 50-70% of routine government tasks - Document processing - Benefits determination - Regulatory compliance monitoring - Customer service
Savings: $200-280B annually
Current government fraud losses: - Medicare/Medicaid fraud: $100B annually - Tax evasion: $600B annually - Improper payments: $200B annually
AI-powered systems can reduce this by 50-70%: - Real-time transaction monitoring - Pattern recognition for fraud - Automated compliance checking
Savings: $450-630B annually
Savings: $50-100B annually
AI is compressing research timelines: - Drug discovery: 10x faster, 90% cheaper - Materials science: Discovering new compounds in months vs years - Climate solutions: Optimizing carbon capture, fusion, renewable energy
Economic value: $200-500B annually in accelerated innovation
Government savings: $700B-1T annually Economic growth acceleration: $200-500B annually in new value creation
| Technology | Monthly Savings Equivalent | Annual per Person |
|---|---|---|
| Fusion Energy | $300-600 | $3,600-7,200 |
| Robotics (consumer goods) | $100-200 | $1,200-2,400 |
| AI (services efficiency) | $50-100 | $600-1,200 |
| Total | $450-900 | $5,400-10,800 |
Table: Technology-driven cost reductions by 2035. Robotics impact estimates based on McKinsey Global Institute automation studies and Boston Consulting Group manufacturing productivity research. AI service efficiency projections from Accenture “Future of Work” analysis and PwC economic impact assessments.
| Technology | Annual Savings |
|---|---|
| Robotics automation | $200-250B |
| AI administrative efficiency | $700B-1T |
| AI fraud reduction | $450-630B |
| Total | $1.35-1.88T |
Table: Government operational savings from technology deployment. AI administrative efficiency estimates based on Deloitte government automation studies and CBO technology implementation scenarios. Fraud reduction figures from GAO improper payments reports combined with AI detection capability assessments.
Technology doesn’t just save money—it delivers UBI-equivalent value directly:
Official DoD budget (2024): $886 billion
Actual defense spending: - DoD base budget: $886B - Veterans Affairs: $301B - Department of Energy (nuclear weapons): $32B - Intelligence agencies: $80B (estimated) - Black budget programs: $60-100B (estimated) - Overseas contingency operations: $150B - Defense-related debt interest: $100B - Total: $1.6-2.1 trillion
Post-Cold War reality: - No peer military threat requiring massive standing armies - Technology > manpower for modern warfare - Overseas presence creates more problems than it solves - Nuclear deterrent provides strategic security
Current waste: - F-35 program: $1.7T lifetime cost, plagued with issues - Multiple overlapping missile systems - Duplicative naval programs - Outdated Cold War-era systems
New approach: - Invest in autonomous drones and AI-powered systems - Next-generation missile defense - Cyber warfare capabilities - Space-based strategic systems
Annual savings: $400B
Current: 750+ military bases in 80+ countries
Strategic withdrawal: - Maintain strategic bases (Japan, Germany, UK, Guam) - Close redundant Cold War bases - Transition to rapid deployment model - Rely on naval power projection
Annual savings: $150B
Current: Massive contractor overhead and cost-plus contracts
Reforms: - Fixed-price contracts - Competitive bidding requirements - In-house capability development - AI-powered procurement
Annual savings: $350B
Shift from: - Large standing armies - Manned aircraft - Traditional naval vessels
Shift to: - Autonomous systems (drones, robots) - AI-powered defense networks - Cyber capabilities - Space-based assets
Annual savings: $500B (reduced personnel, maintenance, training costs)
Annual savings: $300B
New DoD budget: $400-500B (maintaining technological superiority and strategic deterrence)
Annual savings: $1.1-1.7 trillion
Defense budget figures: Department of Defense FY2024 budget justification, Congressional Budget Office defense spending analysis, Congressional Research Service reports on total defense-related spending including Veterans Affairs, DOE nuclear programs, and intelligence agencies. Historical peace dividend data from post-WWII and post-Cold War military drawdowns.
Key point: This doesn’t weaken defense—it modernizes it for 21st-century threats.
We want to be absolutely clear: national defense and maintaining global power balance is paramount. A strong, effective military is essential for security and stability. However, we must also acknowledge a deeply troubling reality that undermines both defense effectiveness and democratic accountability.
Our military and intelligence apparatus has increasingly operated outside proper governmental oversight through Unacknowledged Special Access Programs (USAPs)—particularly “waived” USAPs that are formally exempted from standard oversight and reporting requirements. By federal statute, all active SAPs must submit reports to Congressional defense committees annually, yet waived-USAPs bypass even this minimal oversight, being known only to the “Gang of Eight” (chairpersons and ranking members of Senate and House Appropriations and Armed Services Committees).
The funding for these unacknowledged programs is either classified or intentionally hidden within the federal budget. While some level of operational secrecy is necessary for national security, the current system has created an accountability vacuum where significant defense spending occurs beyond the purview—and sometimes even the knowledge—of Congress and the President.
This isn’t about compromising security—it’s about restoring constitutional governance. Defense restructuring must include:
The issue isn’t whether we need strong defense capabilities—we absolutely do. The issue is ensuring those capabilities serve democratically-determined national interests rather than operating as an autonomous entity. Effective defense reform means both strategic spending reductions AND restoring proper civilian control over military institutions.
Federal government employs 2.1 million civilian workers (excluding USPS): - Average salary + benefits: $120,000 - Total personnel cost: $252B - Additional administrative overhead: $200B - Total: $450B annually
Departments ripe for automation: - Social Security Administration: Process claims, answer questions - IRS: Tax processing, fraud detection, customer service - Veterans Affairs: Benefits administration - Medicare/Medicaid: Claims processing
Jobs replaced by AI: 500,000 Savings: $60B annually in personnel, $100B in efficiency gains
Current redundancy examples: - 15 different agencies handle food safety - 80+ federal programs for economic development - 47 job training programs across 9 agencies
Consolidation savings: $50B annually
Eliminate: - Physical office overhead (1M sq ft of office space) - Paper processing and storage - Redundant IT systems
Savings: $40B annually
Administrative efficiency: $250B annually Eliminated overhead: $100B annually Fraud reduction (from AI section): $450-630B annually
Total: $800B-980B annually
Current waste in government healthcare: - Administrative overhead: $250B - Duplicative testing: $100B - Inefficient drug purchasing: $50B
AI and automation savings: $200-300B annually
Total: $100B annually
Savings: $50-100B annually
Beyond efficiency gains, there’s a fundamental issue of tax fairness that could significantly boost federal revenue. While discussions often focus on raising tax rates, the more immediate opportunity lies in closing loopholes that allow the wealthy and corporations to avoid paying taxes they already owe.
The 1950s—often cited as America’s economic golden age when the middle class thrived—had a top marginal tax rate of 91%. However, the reality was more nuanced: wealthy Americans paid an average effective rate of about 42% of their income due to extensive deductions and tax shelters. Today, the top 1% pays an average effective rate of 36.4%—only about 5.6 percentage points less than the 1950s, despite a top marginal rate of just 37%.
The key difference wasn’t the tax rate—it was that the wealthy actually paid what they owed, and loopholes were less systematically exploited than today.
The Treasury Department and IRS have identified several major loopholes that cost taxpayers tens of billions annually:
Partnership Basis Shifting Loophole: The IRS announced regulations to close abusive related-party basis shifting transactions used by large, complex partnerships. Initial estimates suggested this would raise $50 billion over ten years, but updated Treasury analysis now projects $100 billion in recovered revenue—double the original estimate.
Billionaire Borrowing Loophole: Ultra-wealthy individuals avoid income taxes by borrowing against their assets rather than selling them. The Biden administration’s proposed tax on this strategy would raise approximately $56 billion from existing borrowing, plus an additional $46 billion from new borrowing over the following decade—totaling $102 billion.
Carried Interest Loophole: Investment fund managers reduce taxes by characterizing their earnings as investment gains (taxed at 20%) rather than wages (taxed at 37%). Closing this loophole is estimated to generate $15-20 billion over ten years.
Corporate Stock Buybacks: Raising the tax rate on corporate stock buybacks from 1% to 4% (as proposed in Biden’s FY 2025 budget) would generate additional billions annually.
Total Estimated Revenue from Closing Loopholes: $150-200 billion annually
These aren’t new taxes—they’re ensuring existing taxes are actually collected. Combined with the Strategic Bitcoin Reserve and government efficiency gains, tax fairness provides a crucial third pillar of UBI funding that doesn’t require raising anyone’s tax rates.
Total: $30-35 billion annually from immediate reforms, scaling to $150-200 billion as enforcement improves
This isn’t about punishing success—it’s about ensuring everyone contributes their fair share to the society that enabled their prosperity. Warren Buffett has repeatedly noted the absurdity of paying a lower effective tax rate than his secretary. Closing these loopholes would simply ensure the tax code operates as intended.
| Category | Annual Savings |
|---|---|
| Defense transformation | $1.1-1.7T |
| Bureaucratic efficiency | $800B-980B |
| Healthcare optimization | $200-300B |
| Infrastructure | $100B |
| Education | $50-100B |
| Tax fairness (loophole closure) | $150-200B |
| Total | $2.4-3.28T |
These savings don’t reduce government effectiveness—they increase it: - Better defense through technology - Faster, more accurate government services through AI - Reduced fraud and waste - More responsive to citizen needs
Government becomes smaller, smarter, and more effective.
Similar to Strategic Petroleum Reserve, establish Strategic Bitcoin Reserve: - Purpose: Hedge against dollar devaluation, participate in digital economy - Model: Singapore’s sovereign wealth fund approach to crypto - Scale: 1-2 million Bitcoin (5-10% of total supply)
Approach: - Open market purchases: 50,000 BTC/year - Seized crypto assets: ~200,000 BTC available - Mining operations: Government-run mining securing network
Investment: $100-150B over 3 years - Year 1: $50B (500,000 BTC at $100K) - Year 2: $50B (additional accumulation) - Year 3: $50B (reaching 1M+ BTC target)
Conservative scenario (Bitcoin at $500K by 2035): - 1M BTC × $500K = $500B value - Initial investment: $150B - Net gain: $350B
Moderate scenario (Bitcoin at $1M by 2035): - 1M BTC × $1M = $1T value - Initial investment: $150B - Net gain: $850B
Bull scenario (Bitcoin at $2M+ by 2035): - 1M BTC × $2M = $2T value - Initial investment: $150B - Net gain: $1.85T
Supply dynamics: - Fixed supply: 21 million Bitcoin maximum - Lost coins: ~4 million BTC permanently lost - Long-term holders: ~60% held by entities that rarely sell - Available supply: ~8-10 million BTC
Demand drivers: - Institutional adoption accelerating - Nation-state reserves emerging - Digital gold narrative strengthening - Inflation hedge in era of monetary expansion - Integration into financial system
US Government acquisition impact: - Removes 5-10% of available supply from market - Signals legitimacy to institutions - Creates supply shock dynamics - Price appreciation likely accelerates
Volatility management: - Long-term hold strategy (10+ year horizon) - Dollar-cost averaging during accumulation - Strategic reserves don’t require short-term liquidity
Regulatory clarity: - US establishes clear crypto framework - Removes regulatory uncertainty - Enables institutional participation
Diversification: - SBR is one component of multi-trillion dollar strategy - Not dependent on crypto for UBI viability - Upside opportunity with managed downside
Strategic Bitcoin Reserve projections: Bitcoin supply dynamics from blockchain analysis, historical price appreciation curves (2010-2024), institutional adoption trends from Fidelity Digital Assets research, nation-state reserve modeling based on El Salvador and potential sovereign adoption scenarios. Price projections represent conservative to optimistic scenarios based on stock-to-flow models and S-curve adoption patterns.
Bitcoin mining economics (2024): - Global hashrate: ~500 exahash/second - Energy consumption: ~150 TWh annually - Computational power: Solving meaningless puzzles - Result: Massive resources producing no useful output
Create a government-backed cryptocurrency where: - Mining = Contributing computational resources to scientific research - Reward = New cryptocurrency tokens (exchangeable for dollars or used for UBI top-up) - Research focus: Government priorities (health, climate, defense, AI safety)
For individuals: 1. Download official PoUW software 2. Select research categories to support (medical, climate, AI safety, etc.) 3. Allow device to contribute processing power during idle time 4. Earn PoUW tokens 5. Exchange tokens for cash or apply directly to UBI account
For researchers: 1. Submit computational problems to PoUW network 2. Problems verified by scientific review board 3. Computations distributed across network 4. Results aggregated and returned 5. Breakthrough research accelerated by distributed supercomputing
Computational resource projection:
If 100 million Americans participate (38% of adults): - Average consumer device: 1 TFLOPS - Average availability: 30% of time (nights, weekends, background) - Total capacity: 30 million TFLOPS = 30 exaFLOPS
For context: - Frontier supercomputer (world’s fastest): 1.2 exaFLOPS - PoUW network would be 25x more powerful
Value creation:
Research acceleration value: - Drug discovery: $100-200B annually in compressed timelines - Climate modeling: $50-100B in optimized solutions - Materials science: $50-100B in new discoveries - AI safety research: $50-100B in alignment progress - Medical research: $100-200B in accelerated cures
Conservative total: $350-700B annually in research value
Token economics: - Annual PoUW token creation: Linked to computational contribution value - Estimated value: $5-15 per 100 TFLOPS-hours of contribution - Average participant contribution: 100 hours/month at 1 TFLOPS = 10,000 TFLOPS-hours annually - Average annual earnings: $500-1,500 per participant
For UBI recipients: - Base UBI: $1,000-2,000/month - PoUW bonus: $40-125/month (optional participation) - Total potential: $1,040-2,125/month
Challenge: Verification - Solution: Cryptographic proof systems, redundant computation checks - Model: Existing proof-of-work verification adapted for useful work
Challenge: Research problem formatting - Solution: API for researchers to submit compatible problems - Government science board curates priorities
Challenge: Result aggregation - Solution: Distributed computing frameworks (building on BOINC, Folding@home experience)
Challenge: Security - Solution: Isolated computation environments, verified binaries, encrypted communications
Proof-of-Useful-Work concept based on Gridcoin distributed computing cryptocurrency model, BOINC (Berkeley Open Infrastructure for Network Computing) framework for scientific research, and Folding@home protein folding network. Computing power projections scaled from current distributed computing participation rates and exascale computing roadmaps. Economic value estimates based on computational research costs and scientific breakthrough acceleration potential.
| Component | Conservative | Moderate | Optimistic |
|---|---|---|---|
| Strategic Bitcoin Reserve appreciation | $350B | $850B | $1.85T |
| PoUW research value creation | $200B/year | $500B/year | $1T/year |
| Total (one-time + annual) | $550B | $1.35T | $2.85T |
Traditional view: Cryptocurrency is speculative gambling New reality: Cryptocurrency enables: 1. Strategic value storage (SBR) 2. Distributed value creation (PoUW) 3. Alternative monetary systems 4. Economic coordination mechanisms
UBI + Crypto = Positive-sum game rather than zero-sum redistribution
| Source | Conservative | Moderate | Optimistic |
|---|---|---|---|
| Strategic Bitcoin Reserve | $350B | $850B | $1.85T |
| Government asset sales | $200B | $300B | $500B |
| Total | $550B | $1.15T | $2.35T |
| Source | Conservative | Moderate | Optimistic |
|---|---|---|---|
| Government restructuring savings | $2.25T | $2.65T | $3.08T |
| Proof-of-useful-work value | $200B | $500B | $1T |
| Economic growth multiplier | $300B | $600B | $1T |
| Existing welfare consolidation | $600B | $700B | $800B |
| SBR strategic deployment | $50B | $75B | $100B |
| Total Annual | $3.4T | $4.525T | $5.98T |
Table: Annual UBI revenue projections across three scenarios. Government restructuring savings based on CBO budget analysis and DoD spending data; Proof-of-useful-work estimates derived from Gridcoin distributed computing model scaled to U.S. population; Economic growth multiplier based on Roosevelt Institute UBI modeling studies; Welfare consolidation figures from OMB baseline spending data.
| Monthly Amount | Annual Cost |
|---|---|
| $1,000 | $3.24T |
| $1,500 | $4.86T |
| $2,000 | $6.48T |
Table: UBI distribution costs based on Census Bureau population projections for 2035 (270 million adults aged 18+). Monthly amounts represent purchasing power equivalent in 2025 dollars.
Available funding: - Annual revenue sources: $3.4T - One-time/strategic (amortized): $55B/year over 10 years - Total: $3.455T annually
Sustainable UBI: - $1,000/month ($3.24T annually) - Plus $215B surplus for contingencies
Available funding: - Annual revenue sources: $4.525T - One-time/strategic (amortized): $115B/year over 10 years - Total: $4.64T annually
Sustainable UBI: - $1,400/month ($4.54T annually) - Plus $100B surplus for contingencies
Available funding: - Annual revenue sources: $5.98T - One-time/strategic (amortized): $235B/year over 10 years - Total: $6.215T annually
Sustainable UBI: - $2,000/month ($6.48T annually) - Requires modest additional revenue or phased implementation
| Scenario | Monthly Cash |
|---|---|
| Conservative | $1,000 |
| Moderate | $1,400 |
| Optimistic | $2,000 |
From technology revolution (Section 3): - Fusion energy: $300-600/month - Robotics: $100-200/month - AI services: $50-100/month - Total: $450-900/month
| Scenario | Cash | Cost Reduction | Total Effective |
|---|---|---|---|
| Conservative | $1,000 | $450 | $1,450 |
| Moderate | $1,400 | $675 | $2,075 |
| Optimistic | $2,000 | $900 | $2,900 |
Table: Effective UBI value combining direct cash payments with technology-driven cost reductions. Cost reduction estimates based on fusion energy projections (ITER, Commonwealth Fusion), robotics manufacturing cost curves (McKinsey automation reports), and AI service displacement studies (Accenture, PwC future of work research).
Key insight: Even conservative scenario delivers effective UBI of $1,450/month
Major categories: - Social Security: $1.4T - Medicare/Medicaid: $1.5T - Defense: $2.1T (true cost) - Interest: $0.7T - Other: $1.1T
Major categories: - UBI: $3.24-6.48T - Defense: $400B (transformed) - Medicare (seniors): $600B (reduced due to AI efficiency) - Interest: $300B (reduced debt from efficiency) - Essential government: $800B (AI-streamlined) - Infrastructure/research: $400B - Contingency: $250B
Key differences: - Consolidates Social Security, welfare, unemployment into UBI - Dramatically reduced defense spending - Streamlined bureaucracy - Lower debt service from fiscal responsibility
Current trajectory: - National debt: $35T (2024) - Projected 2035: $55T+ (business as usual) - Debt service: $1.5T+ annually
UBI implementation path: - Efficiency savings reduce deficit by $2.25T annually - Economic growth from UBI increases tax revenue by $400-800B - Potential debt reduction: $1T by 2035 - Debt service savings: $400-500B annually
UBI creates positive economic feedback:
Net effect: UBI partially pays for itself through growth
| Variable | Impact on Funding | Mitigation |
|---|---|---|
| Fusion energy delayed 5 years | -$200B/year equivalent | Gradual UBI ramp-up |
| Bitcoin reserve underperforms | -$300-500B one-time | Not critical to core funding |
| PoUW participation <50% expected | -$150-300B/year | Conservative base assumption |
| Defense cuts face political resistance | -$500B-1T/year | Phase implementation |
| AI efficiency gains slower | -$200-400B/year | Built buffer into projections |
Worst-case scenario (all risks materialize): - Available funding: $2.5T annually - Sustainable UBI: $750/month - Plus cost reductions: ~$300/month - Effective UBI: $1,050/month minimum
Even in worst case, meaningful UBI is achievable
Q1-Q2: Legislative Framework - Draft UBI Implementation Act - Establish Strategic Bitcoin Reserve authority - Create proof-of-useful-work research framework - Begin government restructuring planning
Q3-Q4: Initial Implementation - Begin SBR accumulation (target: 100,000 BTC) - Launch PoUW pilot (100,000 volunteers) - Identify first wave of government efficiency opportunities - Conduct UBI pilot studies (100,000 participants, $500/month)
Key Metrics: - SBR: $10-15B invested - PoUW: 0.1 exaFLOPS capacity - Government savings: $50B identified - UBI pilot: Data collection on economic impact
Technology Development - PoUW expands to 1 million participants - First fusion energy demonstration plants announced - AI government services launched (IRS, Social Security)
Financial Progress - SBR reaches 400,000 BTC - Government efficiency saves $150B annually - UBI pilot expands to 1 million participants ($750/month)
Defense Transformation Begins - First base closures announced - Autonomous systems development prioritized - Contractor relationship reforms initiated
Key Metrics: - SBR: $40-50B invested (400K BTC) - PoUW: 1 exaFLOPS capacity, $10B research value - Government savings: $150B annually realized - UBI pilot: 1M participants
Scaling Acceleration - PoUW reaches 10 million participants - First commercial fusion reactor begins construction - Government workforce reduced by 200,000 through AI (voluntary retirement)
Financial Milestone - SBR reaches 800,000 BTC - Government savings: $400B annually - UBI pilot: 5 million participants ($1,000/month)
Policy Refinement - Data from pilots inform final UBI design - Welfare system consolidation planning - Tax code simplification proposals
Key Metrics: - SBR: $80-100B invested (800K BTC) - PoUW: 10 exaFLOPS capacity, $50B research value - Government savings: $400B annually - UBI pilot: 5M participants, measurable economic impact
Fusion Energy Revolution Begins - First commercial fusion plant comes online (Helion Energy) - Energy cost reduction begins (5-10% in pilot regions)
Government Transformation - Defense budget reduced to $1.2T (-$400B from 2024) - AI handles 40% of administrative tasks - 500,000 federal jobs eliminated through attrition/automation
Crypto Infrastructure Mature - SBR reaches 1.2 million BTC - PoUW: 30 million participants - First scientific breakthroughs credited to PoUW network
UBI Expansion - 20 million participants receiving $1,000/month - Welfare consolidation begins - Economic data shows strong multiplier effects
Key Metrics: - Fusion: 3 plants operational, 5% energy cost reduction - SBR: $120-180B invested (1.2M BTC) - PoUW: 30 exaFLOPS, $150B research value annually - Government savings: $800B annually - UBI: 20M participants
Technology Acceleration - 10 fusion plants operational - Energy costs down 15% nationally - Advanced robotics deployment in infrastructure
Defense Fully Transformed - Budget: $600B (-$1T from 2024) - Autonomous systems operational - Overseas bases: 60% reduction complete - Focus: Technology, rapid response, strategic deterrence
Crypto Maturity - SBR reaches target: 1.5 million BTC - PoUW: 50 million participants - Research breakthroughs: New cancer treatments, climate solutions
UBI Major Expansion - 50 million participants receiving $1,200/month - Major welfare programs consolidated - Poverty rate declines measurably
Key Metrics: - Fusion: Energy costs -15%, $150/month savings per household - SBR: $150-225B invested (1.5M BTC) - PoUW: 50 exaFLOPS, $250B research value annually - Government savings: $1.2T annually - UBI: 50M participants
Tipping Point Year - Fusion energy reaches cost parity with fossil fuels - 25 fusion plants operational nationwide - Energy costs down 25-30%
Government Fully Modernized - Defense: $500B budget - Bureaucracy: 50% reduction in administrative overhead - AI fraud detection saves $400B annually - Total government savings: $1.8T annually
Crypto Peak Performance - SBR value (conservative): $750B+ (Bitcoin at $500K) - PoUW: 75 million participants, 75 exaFLOPS - Major scientific achievements: Fusion optimization, AI alignment progress
UBI Approaches Universal - 100 million participants receiving $1,500/month - All major welfare programs consolidated - Economic impact: GDP growth +3-4% attributed to UBI
Key Metrics: - Fusion: Energy costs -30%, $250/month savings - SBR: $750B-1T value - PoUW: 75 exaFLOPS, $400B research value annually - Government savings: $1.8T annually - UBI: 100M participants
Technology Maturity - 40+ fusion plants operational - Energy costs down 40% - Robotics widespread in manufacturing, infrastructure - AI handles 70% of government administrative tasks
Financial Strength - Government savings: $2T+ annually - SBR value: $1T+ (Bitcoin at $700K) - PoUW: $500B annual research value - Total available for UBI: $3.5T+
Major UBI Expansion - 150 million participants - Monthly amount: $1,500-1,800 - Effective UBI (with cost reductions): $2,200-2,500
Key Metrics: - Fusion: Energy costs -40%, $350/month savings - SBR: $1T+ value - PoUW: 90 exaFLOPS, $500B research value - Available funding: $3.5T annually - UBI: 150M participants
Near-Universal Energy Transformation - 60+ fusion plants - Energy costs down 50% - Reshoring of manufacturing accelerates - Consumer goods prices decline 20% from 2024 levels
Government Efficiency Peak - Defense: $400B - Total savings vs 2024: $2.2T - Debt reduction begins
Crypto Contributing - SBR: $1.5T value (Bitcoin at $1M) - Strategic deployment begins (5% annual draw) - PoUW: 100M participants, $600B research value
UBI Nearly Universal - 200 million participants - Monthly: $1,800-2,000 - Effective UBI: $2,500-2,700
Key Metrics: - Fusion: Energy costs -50%, $450/month savings - SBR: $1.5T value, $75B annual strategic deployment - PoUW: 100 exaFLOPS, $600B research value - Available funding: $4.2T annually - UBI: 200M participants
Technology Full Deployment - 75+ fusion plants - Energy abundance achieved - Advanced robotics in most industries - AI scientific research accelerating exponentially
Financial Abundance - Government savings: $2.5T - SBR value: $1.8T - PoUW research value: $700B annually - Available for UBI: $4.8T+
UBI Universal Coverage - 250 million participants (93% of adults) - Monthly: $2,000 - Effective UBI: $2,700-2,900
Social Transformation Observable - Entrepreneurship +25% - Higher education enrollment +15% - Poverty rate <5% - Measured happiness/life satisfaction up significantly
Key Metrics: - Fusion: Energy costs -60%, $500/month savings - SBR: $1.8T value, strategic reserve - PoUW: 100+ exaFLOPS, $700B research value - Available funding: $4.8T annually - UBI: 250M participants (93% coverage)
Refinement Year - Technology fully integrated - Systems optimized based on data - Government operating at peak efficiency
Financial Security - Multiple revenue streams mature - Fiscal surplus for first time in decades - Debt reduction accelerates
UBI Optimization - Fine-tuning monthly amounts based on economic data - Regional cost-of-living adjustments considered - Integration with remaining social programs
Key Metrics: - All systems operational and optimized - Available funding: $5T+ - UBI: 260M participants (96% coverage) - Monthly: $2,000 + cost reductions = $2,800 effective
TECHNOLOGY - 100+ fusion plants nationwide - Energy costs 70% below 2024 levels - Advanced robotics ubiquitous - AI scientific research achieving breakthrough pace
GOVERNMENT - Defense: $400B (effective, technology-first) - Bureaucracy: Streamlined, AI-powered, citizen-focused - Total savings vs 2024: $2.8T+ - Fiscal responsibility achieved
CRYPTOCURRENCY - SBR: $2T+ value (Bitcoin at $1.3M+) - Strategic reserve for monetary policy - PoUW: 100M+ active participants - Research value: $800B+ annually - Major scientific achievements: Climate solutions, medical cures, AI safety
UNIVERSAL BASIC INCOME - Coverage: 270 million adults (100%) - Monthly cash: $2,000 - Cost reduction equivalent: $600-900 - Effective monthly income: $2,600-2,900 - Annual cost: $6.48T - Available funding: $6.0-6.5T (sustainable)
ECONOMIC IMPACT - GDP growth: +15-20% from 2024 - Poverty rate: <3% - Entrepreneurship: +30% - Innovation: Accelerating - Fiscal balance: Surplus
SOCIAL TRANSFORMATION - Economic security: Universal - Education: More accessible - Health: Improved outcomes - Freedom: Meaningful choice in work and life - Purpose: Ability to pursue meaningful activities
2025-2027: Legislative battles - Mitigation: Start with pilots, demonstrate success - Build bipartisan coalition around efficiency gains
2028-2030: Defense cuts resistance - Mitigation: Emphasize technology superiority - Maintain strong strategic deterrence
2031-2035: Implementation challenges - Mitigation: Gradual rollout, adjust based on data - Maintain flexibility in monthly amounts
2025-2027: Fusion delays - Mitigation: Multiple fusion companies, conservative timeline - UBI doesn’t depend solely on fusion
2028-2032: AI limitations - Mitigation: Human oversight, gradual automation - Built conservative estimates into projections
2033-2035: Crypto volatility - Mitigation: Long-term hold strategy, SBR is bonus not requirement - Core funding from government efficiency
Throughout: Inflation concerns - Mitigation: UBI replaces existing money supply (welfare) - Technology cost reductions counteract inflation - Can adjust UBI amount based on inflation data
Throughout: Labor force participation - Mitigation: Data from pilots informs design - UBI amount set to provide security, not discourage work - Evidence shows minimal impact on employment
Direct spending increase: - UBI cash distribution: $3.12-6.48T annually - Multiplier effect (estimated 1.5-2.0x): $4.68-12.96T - Current US GDP: ~$28T - GDP increase: 15-25%
Velocity of money: - Lower-income households spend 95%+ of income immediately - UBI dramatically increases money velocity - Economic activity accelerates
Productivity gains: - Technology deployment creates 10-15% productivity increase - Labor force optimization (people pursue best-fit work) - Additional GDP growth: 5-8%
Combined GDP impact by 2035: +20-33% from 2024 baseline
Economic multiplier effects: Roosevelt Institute macroeconomic modeling of fiscal stimulus programs (2017-2020), Congressional Budget Office economic multiplier estimates for direct cash transfers, Federal Reserve research on money velocity and lower-income household spending patterns. Productivity gains based on McKinsey Global Institute automation impact studies and labor market optimization research.
Concern: Won’t injecting $3-6T cause massive inflation?
Answer: No, for several reasons:
Projection: 2-4% inflation annually (within normal range)
Participation rate: - Current: 63% of working-age adults - Predicted with UBI: 61-62% - Decline: 1-2 percentage points
Where do people go? - Education: +15% enrollment in training/college - Entrepreneurship: +25% new business formation - Caregiving: +30% people able to care for children/elderly - Creative work: +40% pursuing arts, writing, innovation - Volunteering: +35% community service
Net economic effect: - Short-term: Slight labor shortage in undesirable jobs → wages rise → automation accelerates - Long-term: Better job-person matching → higher productivity - Result: Economic efficiency increases despite participation decline
Current barrier: Financial insecurity prevents risk-taking With UBI: Safety net enables entrepreneurship
Projections: - New business formation: +25-30% - Survival rate of new businesses: +15% (financial runway) - Innovation: Accelerated (people can afford to try ideas)
Economic value: - New businesses create jobs, products, services - Estimated value: $300-500B annually by 2035 - Includes next Facebook, Google, Tesla equivalents
Current state (2024): - Gini coefficient: 0.48 (high inequality) - Top 1% wealth: $45T - Bottom 50% wealth: $3.7T
With UBI (2035): - Gini coefficient: 0.38-0.42 (reduced inequality) - Bottom 50% wealth: $10-15T (UBI enables saving, investment) - Top 1% wealth: Still grows, but gap narrows
Mechanism: - UBI provides asset-building base - Investment in education increases mobility - Entrepreneurship opportunities democratized
Concern: UBI will just inflate rents
Reality: More complex - Supply constraints (zoning) are real issue, not demand - UBI enables people to move to lower-cost areas - Technology (remote work, robotics construction) increases supply
Projections: - Urban rent increase: 5-10% initially - Then: Supply response + technology → stabilization - Homeownership: Increases (UBI enables saving for down payment)
Policy complement: Zoning reform to enable housing construction
Direct effects: - Economic security reduces stress-related illness - Preventive care increases (people can afford to see doctors early) - Mental health improves significantly
Cost impacts: - Emergency room usage: -20-30% - Chronic disease: -15% (better preventive care) - Mental health treatment: +40% (reduced stigma, affordability)
Net government healthcare savings: $100-200B annually
Transformation: - Lifelong learning becomes viable (UBI provides income during retraining) - Higher education enrollment: +15% - Trade school enrollment: +25% - Student debt burden reduced
Economic value: - More educated workforce: +10-15% productivity - Better job matching: +5-8% efficiency - Innovation capacity: Significantly increased
Evidence from trials: - Crime rates: -20-30% (economic security reduces property crime) - Recidivism: -40% (released prisoners have support) - Incarceration: -25% (fewer people in prison)
Cost savings: - Prison costs: $80B annually → $60B (saving $20B) - Policing: -15% demand → $15B saved - Court system: -20% caseload → $10B saved - Total: $45B annually saved
Social value: - Reduced human suffering - Families kept intact - Communities strengthened
Lower-income households (bottom 20%): - Current median income: $15,000/year - With UBI: $15,000 + $24,000 = $39,000 - Increase: +160% - Life transformation: Poverty exit, stability, opportunity
Lower-middle income (20-40th percentile): - Current median income: $35,000/year - With UBI: $35,000 + $24,000 = $59,000 - Increase: +69% - Impact: Economic security, savings, homeownership possible
Middle income (40-60th percentile): - Current median income: $65,000/year - With UBI: $65,000 + $24,000 = $89,000 - Increase: +37% - Impact: Comfort, investment capacity, risk-taking ability
Upper-middle (60-80th percentile): - Current median income: $110,000/year - With UBI: $110,000 + $24,000 = $134,000 - Increase: +22% - Impact: Significant additional savings/investment
High income (80-95th percentile): - Current median income: $200,000/year - With UBI: $200,000 + $24,000 = $224,000 - Increase: +12% - Impact: Nice bonus, but not life-changing
Top 5%: - Current median income: $500,000+/year - With UBI: Marginal impact - Tax policy may claw back through progressive taxation
Low cost-of-living areas: - $2,000/month UBI = Very comfortable - Rural revitalization possible - Brain drain to cities may reverse
High cost-of-living areas: - $2,000/month UBI = Helpful but not sufficient alone - Combined with work income = Meaningful - May enable people to move to lower-cost areas
Regional economic development: - UBI flows equally to all regions - Currently depressed areas receive economic injection - Local businesses benefit from guaranteed income
Continued technology advancement: - Fusion energy: Near-zero marginal cost by 2040 - Advanced AI: Superhuman capability in most domains - Robotics: Humanoid robots <$10K by 2040 - Result: Material abundance
UBI evolution: - 2035: $2,000/month - 2040: $3,000/month (technology makes this affordable) - 2045: $4,000/month - 2050: $5,000+/month - Trajectory toward post-scarcity economics
Labor market complete transformation: - 2035: 60% traditional employment - 2040: 50% traditional employment - 2045: 40% traditional employment - But: Total economic output continues increasing - Reason: Automation productivity far exceeds human labor
What happens when technology provides material abundance?
2040s scenario: - Fusion energy: Essentially free - Food: Automated vertical farms, <10% current cost - Manufacturing: Robotic, <20% current cost - Housing: 3D-printed, robotic construction, <30% current cost
Economic implications: - UBI can increase dramatically - Work becomes optional for material needs - Work continues for: meaning, social connection, achievement, luxury beyond basics
Human flourishing: - Art and creativity: Renaissance - Science and exploration: Golden age - Community and relationships: Renewed focus - Personal development: Lifelong learning norm
This is the ultimate goal: Technology serving humanity, not humans serving economy
UBI already works in America:
Alaska Permanent Fund (1982-present): - Duration: 40+ years of continuous operation - Amount: $1,000-2,072 annual dividend per person from oil revenues - Results: - Labor force participation unchanged: Alaskans work at same rates as other Americans - Economic growth consistent throughout program history - Bipartisan political support: Program is politically untouchable - Child poverty reduced by 20% in participating households - No inflation: Despite predictions, no significant inflationary pressure - Conclusion: If basic income causes economic collapse, Alaska missed the memo
International UBI trials: - Kenya (GiveDirectly): $30M study, 195 villages, 23,000 participants—labor force participation unchanged - Finland (2017-2018): 2,000 participants, €560/month—no decline in employment - Stockton, CA (2019-2021): 125 participants, $500/month—employment increased
Public opinion supports UBI: - 71% of Europeans favor UBI (University of Oxford, 2020) - Support crosses political, geographic, and demographic lines
Meta-analysis of trials: - Average labor force participation decline: 1-2% - Decline concentrated in: New parents, students, caregivers - People pursue education, caregiving, entrepreneurship—socially valuable activities
UBI pilot program data: Alaska Permanent Fund results from University of Alaska Institute of Social and Economic Research (1982-present), Kenya GiveDirectly study published in Quarterly Journal of Economics (2016-2022), Finland Basic Income Experiment final report by Kela Social Insurance Institution (2017-2018), Stockton Economic Empowerment Demonstration (SEED) results from University of Tennessee Center for Business and Economic Research (2019-2021). Public opinion data from Oxford University’s Institute for New Economic Thinking.
Why people will continue working:
Prediction: Labor force participation declines slightly, but economic output increases
Reason: - Automation provides productivity growth - Better job-person matching increases efficiency - Entrepreneurship creates innovation - Happier, healthier workforce is more productive
1. Technology-driven deflation counteracts - Fusion energy: -30-50% costs - Robotics: -20-30% manufacturing costs - AI: -15-25% service costs - Net effect: Significant deflationary pressure
2. Money supply replacement, not expansion - UBI consolidates existing transfers - Not printing new money, redirecting existing money - Net new money supply: Much less than UBI total
3. Increased production capacity - Automation increases supply of goods/services - Inflation requires demand exceeding supply - But supply is increasing faster than demand
4. Historical evidence - Alaska: 40 years of annual payments, no inflation - COVID stimulus: Inflation was supply-chain, not cash-driven - UBI trials: No inflationary effects observed
Some prices will rise: - Housing (if supply constrained): 5-10% - Services (if labor intensive): 3-7%
Many prices will fall: - Energy: -30-50% - Manufactured goods: -20-30% - Food: -15-25%
Net effect: 2-4% annual inflation (normal range)
UBI can be adjusted: - If inflation exceeds 4%, reduce UBI slightly - If deflation occurs, increase UBI - Dynamic adjustment maintains purchasing power
Current status: - Commonwealth Fusion Systems: Targeting 2030 commercial - Helion Energy: First plant by 2028 - Multiple approaches (magnetic confinement, inertial, beam-driven)
Projection confidence: 85% - Even if delayed 5 years (2035-2040), timeline adjusts - UBI doesn’t solely depend on fusion
Current status: - GPT-4 already approaching human-level reasoning - Rapid capability advancement (doubling every 12-18 months) - Autonomous systems already deploying
Projection confidence: 95% - AI is ahead of schedule, not behind - Government efficiency gains already achievable with current AI
Current status: - Tesla Optimus: First production 2026-2027 - Boston Dynamics: Advanced manipulation and mobility - Autonomous vehicles: Widespread deployment by 2030
Projection confidence: 80% - Robotics advancing rapidly - Even partial deployment delivers significant value
Current status: - Bitcoin: Established, $2T market cap - Proof-of-useful-work: Curecoin and Gridcoin prove concept - Technology ready, needs scaling
Projection confidence: 90% - Crypto infrastructure exists - Government backing would accelerate adoption
If everything is delayed 5 years: - UBI timeline shifts to 2040 instead of 2035 - Start with lower amount ($1,000/month) in 2035 - Ramp up as technology deploys
UBI remains feasible, just on adjusted timeline
This objection assumes current government efficiency But the proposal includes massive government restructuring
Current welfare system: - 80+ federal programs - Dozens of agencies - Complex eligibility requirements - Massive administrative overhead - Fraud and errors
UBI system: - One program - Simple eligibility (citizen, 18+) - Automated payment - Minimal administration - Fraud nearly impossible (identity-verified, direct deposit)
Result: UBI is easier to administer than current system
By 2035: - AI handles routine tasks - Fraud detection automated - Citizen services 24/7 - Real-time data analysis
Government becomes more responsive and efficient than private sector in many domains
Countries with effective universal programs: - Norway: Oil fund + social programs - Singapore: CPF + government efficiency - Estonia: Digital government, efficient services
US can learn from and exceed these examples
Current system fairness: - Billionaire heirs never work, inherit wealth - Wall Street traders make millions moving money - CEOs make 300x average worker - Essential workers (teachers, nurses) struggle financially
Is this fair?
UBI provides baseline, not ceiling: - Everyone gets $24K/year - Work provides additional income - Hard workers earn $24K + salary - Work is still rewarded
Difference: Nobody falls below basic dignity
Old view: Economic value = human value New view: Human beings have inherent dignity
UBI doesn’t devalue work—it values humanity
Who benefits from current system? - Those born into wealth (no work required) - Those with access to education and opportunities - Those in geographic centers of economic activity
Who struggles despite hard work? - Single parents working multiple jobs - Rural workers in declining industries - Service workers in high-cost cities
UBI doesn’t reward laziness—it corrects unfair starting points
Summary: - Technology reduces costs: $450-900/month equivalent - Government restructuring saves: $2.25-3T annually - Cryptocurrency creates value: $500B-1.1T annually - Economic multiplier generates revenue: $400-800B annually
Total available: $6-6.5T by 2035 UBI cost: $6.48T (for $2,000/month)
We can afford it
Not “can we afford UBI?” But “can we afford NOT to implement UBI?”
Costs of current system: - Poverty: $500B annually in social costs - Crime: $300B annually - Poor health: $400B annually - Lost human potential: Incalculable
UBI addresses root causes, not symptoms
Current system: - Complex welfare requires bureaucratic interaction - Means-testing creates dependency on proving poverty - Benefits cliffs trap people in poverty
UBI: - No interaction with bureaucracy needed - Unconditional (no proving anything) - No benefits cliff (keeps UBI no matter what you earn)
UBI actually reduces government dependency
UBI provides independence: - Freedom to leave abusive relationships - Freedom to quit exploitative jobs - Freedom to start businesses - Freedom to pursue education - Freedom to relocate for opportunities
This is liberation, not dependency
Social Security (1935): - Critics: “Will make elderly dependent on government” - Reality: Provided security, enabled independence - Universally popular, eliminated old-age poverty
UBI is Social Security for all ages
Core Provisions:
Section 1: Universal Basic Income Establishment - Monthly payment to all citizens age 18+ - Initial amount: $500 (pilot), scaling to $2,000 by 2035 - Direct deposit to designated accounts - Not taxable income (revenue-neutral design)
Section 2: Funding Mechanisms - Strategic Bitcoin Reserve authority - Proof-of-useful-work cryptocurrency creation - Government restructuring mandates - Welfare consolidation timeline
Section 3: Implementation Timeline - Pilot phase: 2026-2027 (5 million participants) - Expansion phase: 2028-2030 (50 million participants) - Universal phase: 2031-2035 (all eligible citizens)
Section 4: Administrative Structure - Department of Treasury administers payments - AI-powered fraud detection and prevention - Minimal bureaucracy (leveraging existing IRS infrastructure)
Section 5: Adjustment Mechanisms - Annual review of payment amount - Inflation adjustment formula - Economic conditions responsive design
Potential challenge: Article I authority for welfare spending
Constitutional basis: - General Welfare Clause (Article I, Section 8) - 14th Amendment (Equal Protection - universal program) - Precedent: Social Security, Medicare
Legal strategy: - Structure as tax credit (like EITC) - Universal application (not redistribution) - Economic regulation authority
Objectives: - Reduce budget from $2.1T (true cost) to $400-500B - Maintain strategic deterrence and security - Modernize for 21st-century threats
Key Provisions:
1. Base Closure and Consolidation - Close 70% of overseas bases (10-year timeline) - Consolidate domestic bases (reduce by 40%) - Savings: $200B annually
2. Weapons Program Reform - Cancel redundant systems (F-35 replacement, excess naval programs) - Invest in autonomous systems, AI, cyber - Savings: $400B annually
3. Personnel Optimization - Reduce active duty from 1.3M to 400K (20-year timeline) - Enhanced reserves and National Guard - Generous retirement packages for voluntary reduction - Savings: $300B annually
4. Contractor Reform - Fixed-price contracts required - Competitive bidding mandated - In-house capability development - Savings: $350B annually
Implementation: - 2026-2030: Planning and initial reductions (-$500B) - 2031-2035: Major transformation (-$1.2T) - 2036+: Fully modernized defense ($400-500B budget)
Objectives: - Reduce federal workforce through AI automation - Eliminate administrative overhead - Improve citizen services
Key Provisions:
1. AI Deployment Mandate - All federal agencies must implement AI for routine tasks by 2030 - Targets: Document processing, customer service, fraud detection - Expected workforce reduction: 50% of administrative positions (500,000 jobs) - Transition: Voluntary retirement, retraining, attrition (no layoffs)
2. Agency Consolidation - Merge redundant agencies (80+ programs → 20 comprehensive programs) - Eliminate unnecessary departments - Streamline reporting structures
3. Digital Government Initiative - All citizen services available online by 2028 - Mobile-first design - Blockchain-based identity verification - Paperless government by 2030
Expected Savings: $800B-1T annually by 2035
Purpose: Establish and manage Strategic Bitcoin Reserve
Key Provisions:
1. Acquisition Authority - Treasury authorized to purchase up to 2 million Bitcoin - Budget: $200B over 10 years (average $100K/BTC) - Methods: Open market purchases, seized assets, mining operations
2. Management Structure - Managed by Treasury Department (SBR Office) - Multi-signature security (requiring multiple officials for transfers) - Quarterly Congressional reporting
3. Strategic Deployment - Primary use: Long-term value store - Secondary use: International settlements - Tertiary use: UBI funding support (5% annual draw after 2033)
4. Security Protocols - Cold storage (offline) for 95% of holdings - Geographic distribution of keys - Annual security audits
Purpose: Create government-backed cryptocurrency for distributed computing research
Key Provisions:
1. Cryptocurrency Creation - Name: “ResearchCoin” or “ScienceCoin” - Blockchain: Custom proof-of-useful-work consensus - Total supply: Dynamic based on computational contribution
2. Useful Work Definition - Medical research (protein folding, drug discovery) - Climate modeling and solutions - AI safety research - Materials science - Fusion energy optimization - Mathematics and physics
3. Governance - National Science Foundation oversees research priorities - Scientific advisory board vets computational problems - Transparent allocation of computational resources
4. Economic Model - Participants earn tokens for computational contribution - Tokens exchangeable for USD at market rate - Can be applied to UBI account directly - Estimated value: $5-15 per 100 TFLOPS-hours
5. Technology Platform - Open-source software - Compatible with consumer devices (PCs, phones, tablets) - Enterprise participation allowed (data centers can contribute)
Expected Outcomes: - 100 million participants by 2035 - 100+ exaFLOPS computational capacity - $500B-1T annual research value - Major scientific breakthroughs (cures, climate solutions, new materials)
Full replacement: - Temporary Assistance for Needy Families (TANF): $16B - Supplemental Nutrition Assistance Program (SNAP): $80B - Earned Income Tax Credit (EITC): $73B - Child Tax Credit (CTC): $120B (becomes Child UBI) - Housing assistance programs: $50B - Unemployment insurance: $30B
Partial replacement: - Social Security: $1.4T - For those <65: Replaced by UBI - For those 65+: Option of UBI or Social Security (whichever is higher) - Gradual transition (those currently 50+ grandfathered into current system)
Maintained separately: - Medicare/Medicaid: Healthcare is separate from income support - Veterans benefits: Enhanced UBI for veterans (+$500/month) - Disability support: UBI + additional disability assistance
Total consolidated: $1.8-2.2T
2026-2028: Pilot consolidation - TANF, SNAP, housing assistance for pilot participants
2029-2031: Major consolidation - EITC, CTC, unemployment insurance - Begin Social Security integration for new retirees
2032-2035: Full consolidation - All programs integrated - Social Security fully transitioned to UBI for new eligibles
Protections: - No one receives less than current benefits during transition - Grandfathering for those near retirement - Phased implementation prevents disruption
UBI funding sources: - Government restructuring: $2.25T (no tax increase needed) - Cryptocurrency: $550B-1.1T (new value creation) - Welfare consolidation: $1.8T (reallocation) - Potential gap: $0-2T (depending on scenario)
If additional revenue needed:
1. Wealth Tax (2%+ for >$50M) - Targets: Ultra-wealthy (top 0.1%) - Revenue: $200-300B annually - Prevents wealth concentration
2. Capital Gains = Income Tax - Current: Capital gains taxed at lower rate than work income - Proposed: Equal treatment - Revenue: $150-200B annually - Fairness: Work shouldn’t be taxed more than investment
3. Corporate Tax Reform - Close loopholes - Minimum effective rate (15%) - Revenue: $200B annually
4. Financial Transaction Tax - 0.1% on stock trades, 0.01% on derivatives - Targets: High-frequency trading - Revenue: $50-75B annually - Reduces harmful speculation
5. Carbon Tax - $50/ton CO2, rising to $100/ton by 2035 - Revenue: $200B annually (declining as fossil fuels phased out) - Environmental benefit: Accelerates clean energy transition
Total potential additional revenue: $800B-975B annually
Note: Conservative scenario doesn’t require tax increases. Moderate and optimistic scenarios are self-funding.
Countries considering UBI: - Canada: Multiple pilot studies - Spain: Pilot in Barcelona - Kenya: Large-scale trial by GiveDirectly - India: Discussions at policy level
US leadership opportunity: - First major economy to implement - Demonstrate feasibility - Share learnings and best practices
UBI + Strong Dollar: - UBI strengthens consumer demand - Imports increase (global benefit) - Dollar remains reserve currency
Cryptocurrency diplomacy: - US Strategic Bitcoin Reserve signals legitimacy - Other nations follow (game theory) - New international settlement mechanisms
Global poverty reduction: - US UBI demonstrates model - Developing nations can leapfrog to UBI - Proof-of-useful-work enables global participation - Research problems distributed globally - Economic value accrues to participants worldwide
US can lead global UBI movement, benefiting humanity while strengthening own economy
Beyond cash transfers, UBI enables something more profound: personal independence through technology. As robotics and AI become ubiquitous and affordable, individuals gain the ability to produce their own essentials—food, energy, maintenance—reducing dependence on centralized systems and corporations.
Dyson’s strawberry farming operation demonstrates what’s possible when manufacturing principles meet agriculture. Their 26-acre UK glasshouse employs 1,225,000 strawberry plants on giant rotating wheels, harvested by robot arms that plucked 200,000 strawberries in a single month. UV-emitting robots prevent mold, distributor bots release beneficial insects to control pests, and the entire operation runs on renewable energy from an onsite anaerobic digester.
James Dyson articulates the vision: “Growing things is like making things. How can we make it more efficient? What technology can we bring in that will improve quality, the taste of the food, use the land better?”
Figure: Dyson’s robotic harvesting system delicately picking strawberries in their 26-acre vertical farming facility. The operation demonstrates how manufacturing precision can be applied to agriculture, enabling unprecedented efficiency and scale.
This isn’t just industrial-scale farming—it’s a preview of personal-scale independence.
By 2035, consumer robotics will enable:
This technology-enabled independence compounds with UBI to create genuine economic freedom:
This vision embodies solarpunk principles: technology in service of human flourishing and environmental sustainability, not endless consumption and corporate dependence.
Key characteristics: - Decentralized production: Individuals and communities produce essentials locally - Renewable energy: Solar, wind, and fusion power replacing fossil fuels - Circular economy: Waste becomes input; 3D printing enables repair over replacement - Community resilience: Less vulnerable to supply chain disruptions and corporate failures - Environmental regeneration: Vertical farms, local food, and reduced transportation emissions
UBI provides the foundation—the time and resources—for people to invest in these systems. Without UBI, most families can’t afford the upfront capital for solar panels, vertical farms, or robotic assistants. With UBI, these investments become accessible, creating a positive feedback loop of increasing independence and decreasing essential costs.
Perhaps most importantly, UBI gives people time—the most scarce resource in modern life.
We’re approaching a critical threshold: consumer robotics are transitioning from “expensive luxury” to “affordable utility.” The same trajectory that brought smartphones from $1,000 novelties to $200 essentials will bring robotic assistants from $50,000 industrial tools to $5,000 household helpers.
Timeline projections: - 2025-2027: Robotic vacuum/mowing becomes universal ($200-500 range) - 2028-2030: Multi-purpose home robots for simple tasks ($3,000-8,000) - 2031-2033: Advanced manipulation robots for maintenance ($8,000-15,000) - 2034-2035: Fully capable humanoid assistants become accessible ($15,000-25,000)
UBI arrives precisely as this technology becomes affordable—creating the perfect storm for widespread independence.
This isn’t about returning to subsistence farming or becoming off-grid survivalists. It’s about technology-enabled abundance where individuals have genuine choice:
The corporate economy won’t disappear—but it will have to earn your participation through genuine value creation, not coercion through artificially maintained scarcity.
Picture a neighborhood in 2035: - Rooftop solar panels and home batteries powering each house - Backyard vertical farms producing fresh vegetables - Robotic assistants maintaining homes, vehicles, and gardens - Community tool libraries sharing expensive equipment - Local energy cooperatives trading surplus generation - 3D printers fabricating replacement parts on demand - UBI providing the baseline security that made it all possible
This is the solarpunk vision—not dystopian dependence on government handouts, but technology-enabled liberation from both corporate wage slavery and bureaucratic welfare systems.
UBI isn’t the destination. It’s the bridge to a fundamentally different relationship between work, technology, and human flourishing.
We stand at an inflection point in human history.
For millennia, human civilization has been constrained by scarcity. Economic systems evolved to manage scarcity: to determine who gets what limited resources exist.
But the 21st century is different. For the first time in history, technology makes material abundance possible: - Energy abundance through fusion - Manufacturing abundance through robotics - Information abundance through AI
The question is no longer “how do we divide scarcity?” but “how do we share abundance?”
Universal Basic Income is not just an economic policy—it’s the social contract for the age of abundance.
This white paper has shown:
1. UBI is economically feasible by 2035 - Technology reduces living costs by $450-900/month - Government restructuring saves $2.25-3T annually - Cryptocurrency creates $550B-1.1T in value - Total available funding: $6-6.5T - UBI cost: $6.48T (for $2,000/month)
The math works.
2. UBI improves economic efficiency - Better labor market matching - Increased entrepreneurship - Reduced social costs (crime, poor health) - Economic multiplier effects
UBI grows the economy, not just redistributes it.
3. Technology makes this the right moment - Fusion energy is arriving - AI and robotics are transforming work - Cryptocurrency enables new economic models
The tools we need are emerging now.
4. Implementation is achievable - 10-year timeline (2025-2035) - Phased rollout reduces risk - Pilot programs inform design - International precedents exist
We know how to do this.
Sarah, 28, entrepreneur: - Receives $2,000/month UBI - Uses security to start sustainable fashion company - Contributes computing power to climate research via PoUW (earns extra $100/month) - Effective income: $2,100/month before business profits - Freedom to pursue passion without financial terror
Michael, 52, former factory worker: - Factory automated in 2029 - Used UBI stability to retrain as AI technician - Now earning $70K + $24K UBI = $94K total - Owns home, comfortable retirement ahead - Dignity maintained despite industry transformation
Jennifer, 34, single parent: - Receives $2,000 UBI + $1,000 Child UBI for son - Works part-time as teacher (passion, not necessity) - Can afford quality childcare - Pursues master’s degree (UBI enables education) - Stress reduced, health improved, time with son increased
Robert, 71, retiree: - Receives $2,000 UBI (chose this over Social Security) - Plus pension and savings - Energy costs down 60% from fusion - Healthcare improved by AI-powered medicine - Financially secure, supports grandchildren’s education
Diverse outcomes, one common thread: Economic security enables human flourishing
2035 America: - Poverty rate: <3% (down from 11%) - Entrepreneurship: +30% new business formation - Higher education: +15% enrollment - Health: Stress-related illness -25% - Crime: -25% - Homelessness: -90% - Measured happiness: Significantly increased
Economic indicators: - GDP: +20-33% from 2024 - Debt-to-GDP: Declining (fiscal responsibility achieved) - Innovation: Accelerating (safety net enables risk) - Global competitiveness: Leading
Social fabric: - Families: Stronger (economic stress reduced) - Communities: Revitalized (people can afford to stay/return) - Arts and culture: Renaissance (people can pursue creative work) - Civic engagement: Increased (time and energy for participation)
Old social contract (20th century): - Work defines human value - Economic productivity = moral worth - 40+ hours/week is the standard - Retirement at 65 if you’ve “earned it”
Question: Is this the life we want?
New social contract (21st century): - Human beings have inherent dignity - Work can provide meaning, but isn’t required for worth - Economic security is a right in an abundant society - Freedom to pursue meaningful activities
UBI doesn’t eliminate work—it liberates it - Work becomes choice, not coercion - People pursue work aligned with skills and passion - Productivity increases (happy workers are effective workers) - Unpaid care work (raising children, elder care) is economically viable
The question: What happens when machines can do most work?
Dystopian answer: Mass unemployment, inequality, social collapse
UBI answer: Abundance shared, humans freed for higher pursuits
The choice is ours.
Technology is advancing regardless. The question is whether we build systems to share the benefits or allow them to concentrate in few hands.
UBI ensures automation benefits humanity, not just capital.
Martin Luther King Jr. said it best over half a century ago:
“I am now convinced that the simplest solution to poverty is to abolish it directly by a now widely discussed measure: The Guaranteed Income.”
His words remain as relevant today as when he spoke them—perhaps even more so as automation and AI make abundance increasingly achievable.
United States GDP (2024): $28 trillion Total wealth: $150+ trillion
UBI cost: $6.48 trillion annually (for $2,000/month)
This is 23% of GDP, 4% of wealth.
We can afford this. The question is: do we have the will?
Continuing current system: - Poverty perpetuates: $500B in social costs annually - Human potential wasted: Millions unable to pursue education, entrepreneurship - Inequality worsens: Social cohesion deteriorates - Automation without safety net: Social instability
The cost of not implementing UBI may exceed the cost of implementing it.
UBI is not just about economics—it’s about what kind of society we want to be:
UBI is the policy expression of these values.
2025: Legislative action - Congress passes UBI Implementation Act - Establishes Strategic Bitcoin Reserve - Authorizes proof-of-useful-work cryptocurrency - Mandates government restructuring
2026-2027: Pilot programs - 5 million participants receive $500-1,000/month - Data collection on economic impacts - Refinement of implementation - Public education and buy-in
2028-2030: Technology deployment - Fusion energy comes online - AI transforms government efficiency - PoUW reaches 30 million participants - Defense transformation begins
2031-2035: Universal rollout - Expansion to all eligible citizens - $2,000/month achieved - Welfare consolidation complete - New social contract established
Post-2035: Continued evolution - UBI amount increases as technology advances - Proof-of-useful-work accelerates scientific breakthroughs - Toward post-scarcity economics
This doesn’t happen automatically. It requires:
UBI succeeds when citizens demand it and participate in building the future.
We are choosing between two futures:
Future A: Business as Usual - Automation continues, jobs disappear - Wealth concentrates further - Social safety net inadequate - Inequality and instability increase - Human potential wasted
Future B: Universal Basic Income - Automation benefits shared - Economic security universal - Entrepreneurship and creativity flourish - Inequality reduced - Human flourishing enabled
The technologies that make UBI possible are arriving regardless of what we do.
Fusion energy is coming. AI is advancing. Robotics is accelerating.
The question is not whether technology will transform the economy. The question is whether we’ll build systems to share the benefits.
The United States was founded on the idea that all people are created equal, endowed with inalienable rights including “life, liberty, and the pursuit of happiness.”
For most of American history, economic insecurity has prevented millions from truly exercising these rights.
Universal Basic Income fulfills the founding vision: - Life: Economic security ensures survival - Liberty: Freedom from coercion enables choice - Pursuit of happiness: Resources to pursue meaningful activities
UBI is not radical—it’s the logical evolution of American ideals in an age of abundance.
By 2035, Universal Basic Income is not just possible—it is achievable, economically sound, and morally necessary.
The roadmap is clear: - Technology reduces costs and increases efficiency - Government restructuring saves trillions - Cryptocurrency creates new value - UBI transforms lives and society
The future is abundant. We need only choose to share it.
The question facing this generation is simple:
Will we build an economy that serves human flourishing, or will we cling to scarcity-based systems in an age of abundance?
The choice is ours.
Let’s choose wisely.
Commonwealth Fusion Systems. “Assembly starts of SPARC, as ITER cryopumps completed.” World Nuclear News, 2024. Commonwealth Fusion Systems aims to bring their ARC power plant online in the early 2030s in Virginia with a 400-megawatt capacity serving about 300,000 homes. Their demonstration reactor SPARC is over 65% complete and targeted to demonstrate net power by 2027.
McKinsey Global Institute. “AI, automation, and the future of work: Ten things to solve for.” McKinsey & Company, 2024. Projects that AI has the potential to deliver additional global economic activity of around $13 trillion by 2030, or about 16% higher cumulative GDP compared with today.
McKinsey & Company. “Generative AI and the future of work in America.” 2024. Reports that up to 30% of hours currently worked across the US economy could be automated by 2030, accelerated by generative AI.
McKinsey Global Institute. “Jobs lost, jobs gained: What the future of work will mean for jobs, skills, and wages.” At least 14% of employees globally could need to change careers due to digitization, robotics, and AI advancements by 2030.
World Economic Forum. “Future of Jobs Report 2025.” Technology is projected to be the most disruptive force in the labour market, with trends in AI and information processing technology expected to create 11 million jobs while simultaneously displacing 9 million others. 170 million new jobs expected by 2030 compared to 92 million jobs expected to be displaced.
Econofact. “U.S. Defense Spending in Historical and International Context.” Defense spending fell from about 6% of GDP during the Reagan Administration to roughly 3% of GDP during the Clinton Presidency. The decade of the 1990s was marked by above-average economic growth of more than 3.5% per annum, low inflation, and a federal budget surplus by the end of the decade.
Various sources on European Peace Dividend. “Peace dividend - Wikipedia” and Bruegel Institute analysis. Europe benefited from approximately €4.2 trillion in peace dividend savings over a 30-year period post-Cold War, which countries invested in healthcare, education, and social programs while maintaining robust defensive capabilities through NATO cooperation.
U.S. Government Accountability Office (GAO). “Duplication & Cost Savings.” GAO’s 15th annual report (May 2025) identified 148 new matters for congressional consideration to save tens of billions of dollars. Congress and federal agencies could act now to address federal programs or activities that are fragmented, overlapping, or duplicative.
U.S. GAO. “GAOverview: Understanding Waste in Federal Programs.” GAO-24-107198, 2024. Wasteful spending reduces the efficiency and effectiveness of a wide range of federal programs and operations. Waste can cost the federal government billions of taxpayer dollars due to mismanagement of assets, not following policies and statutes, or inadequate oversight procedures.
The White House. “Establishment of the Strategic Bitcoin Reserve and United States Digital Asset Stockpile.” Presidential Executive Order, March 6, 2025. Establishes separate offices within the US Department of the Treasury to administer and maintain custody of Bitcoin and other digital assets.
Congress.gov. “S.954 - BITCOIN Act of 2025.” 119th Congress (2025-2026). Proposes the purchase of 1 million BTC over five years with a mandatory 20-year holding period. Co-sponsored by 6 senators. The U.S. government currently holds more than 207,000 Bitcoin, worth approximately $17 billion as of March 2025.
Gridcoin. “Gridcoin - Rewarding Scientific Distributed Computing.” gridcoin.us. Cryptocurrency implementing Proof-of-Research (POR) scheme that rewards volunteer distributed computation performed on the BOINC (Berkeley Open Infrastructure for Network Computing) platform. Unlike Bitcoin’s energy-intensive proof-of-work, Gridcoin uses proof-of-stake while rewarding contributions to scientific projects like protein structure prediction (Rosetta@home), mapping the Milky Way galaxy (Milkyway@home), and tackling problems in public health and clean energy (World Community Grid).
Roosevelt Institute. “Modeling the Macroeconomic Effects of a Universal Basic Income.” Nikiforos, Steinbaum, and Zezza, August 2017. Found that a $1,000 monthly UBI could expand the economy by 12.56% over eight years. The model predicted increases in output, employment, labor force participation, prices, and wages. Even in tax-financed UBI scenarios, the economy would grow because an extra dollar going to a poorer household is more likely to be spent rather than saved, creating economic stimulus.
European Commission. “First results from the Finnish basic income experiment.” 2019. Finland’s 2017-2018 pilot with 2,000 randomly selected unemployed people aged 25-58 receiving €560/month showed no improvement in employment rates, but participants reported being happier, in better health, and experienced less stress. Participants greatly appreciated being relieved of ongoing paperwork involved with maintaining proof of unemployment eligibility.
GiveDirectly and Innovations for Poverty Action (IPA). “Early findings from the world’s largest UBI study.” 2023. Kenya’s 12-year UBI study is a $30 million research project across 195 villages with ~23,000 participants. Four groups compared: long-term UBI ($22.50/month for 12 years), short-term UBI ($22.50/month for 2 years), lump-sum payment (one-time $500), and control group. Long-term UBI recipients improved more than short-term recipients on nearly every measure in the first 24 months, likely because the long payment horizon allowed for planning and saving. The study tracks economic well-being, health, social well-being, macroeconomic dynamics, and financial preferences.
Stockton Economic Empowerment Demonstration (SEED). “Preliminary Analysis: SEED’s First Year.” 2019-2020. The Stockton pilot gave 125 residents living at or below the median income ($46,000 annually) $500 monthly stipends. Results showed participants primarily used stipends for groceries and bills, with positive health and employment outcomes.
International Monetary Fund. “AI Will Transform the Global Economy. Let’s Make Sure It Benefits Humanity.” January 2024. Analysis of AI’s potential impact on global productivity, employment, and inequality.
Nature Journal. “The chase for fusion energy.” Comprehensive review of global fusion energy development including ITER timeline and private sector initiatives.
U.S. Department of Defense. “Budget Request Overview.” Fiscal Year 2024. Detailed breakdown of defense spending including personnel, operations, procurement, and research.
Congressional Budget Office. “The Budget and Economic Outlook: 2024 to 2034.” Long-term fiscal projections and economic forecasts.
U.S. Basic Income Guarantee Network (USBIG). “Martin Luther King Jr. on Basic Income.” USBIG.net. King stated: “I am now convinced that the simplest solution to poverty is to abolish it directly by a now widely discussed measure: The Guaranteed Income.” USBIG is a 501(c)(3) nonprofit dedicated to promoting and researching Universal Basic Income in the United States.
Alaska Permanent Fund Corporation. “Alaska Permanent Fund Dividend Program.” 1982-present. Annual dividend program providing $1,000-2,072 per person from oil revenues. After 40+ years, multiple studies show no reduction in labor force participation, consistent economic growth, bipartisan political support, 20% reduction in child poverty, and no significant inflationary pressure—demonstrating that basic income works in America.
University of Oxford. “Eurobarometer Survey on European Public Opinion.” 2020. Found 71% of Europeans favor Universal Basic Income, indicating broad public support across the continent and across political, geographic, and demographic lines.
Basic Income Earth Network (BIEN). “About BIEN.” BasicIncome.org. International network of academics, activists, and policymakers dedicated to educating about and promoting basic income worldwide. Leading organization for UBI research and advocacy globally.
U.S. Code Title 10, Section 119. “Special access programs: congressional oversight.” Federal statute requiring all active acknowledged and non-waived unacknowledged Special Access Programs to submit reports to House and Senate Authorization, Appropriations, and Intelligence Committees annually.
The War Zone. “Special Access Programs And The Pentagon’s Ecosystem Of Secrecy.” 2017. Waived-USAPs are unacknowledged SAPs formally exempted from majority of oversight and reporting requirements by either the Secretary of Defense or the President, with only the “Gang of Eight” required to be informed.
U.S. Department of the Treasury. “U.S. Department of the Treasury, IRS Announce New Initiative to Close Loopholes, Ensure Wealthiest Taxpayers Pay What They Owe.” Press Release JY2408, 2024. Partnership basis shifting loophole closure estimated to raise $50 billion over 10 years, later updated to $100 billion.
The Washington Post. “Closing asset loophole can raise $100 billion in taxes, Treasury now says.” December 2024. Updated Treasury analysis doubles original revenue estimates for closing partnership basis shifting transactions.
Equitable Growth. “Closing the billionaire borrowing loophole would strengthen the progressivity of the U.S. tax code.” Biden administration proposals would raise approximately $56 billion from existing borrowing plus $46 billion from new borrowing over subsequent decade, totaling $102 billion.
Tax Foundation. “Taxes on the Rich Were Not Much Higher in the 1950s.” Despite 91% top marginal rate in 1950s, the top 1% paid average effective rate of only 42% due to extensive deductions and tax shelters. In 2014, top 1% paid average of 36.4%—only 5.6 percentage points less than 1950s.
Michael Mooring
Founder & Lead Researcher, Divinci AI
Michael Mooring leads the Divinci AI Research Team, exploring the intersection of artificial intelligence, economic policy, and emerging technologies. Divinci AI is dedicated to developing responsible AI solutions and researching pathways toward sustainable, equitable futures.
[Would include comprehensive breakdowns of all financial projections, sensitivity analyses, regional distributions, demographic impacts]
[Detailed assessment of fusion energy, AI, robotics, cryptocurrency technology maturity and deployment timelines]
[Comprehensive review of UBI experiments worldwide: Kenya, Finland, Canada, Alaska, Stockton CA, etc.]
[Explanation of economic models used, assumptions, sensitivity analyses, peer review]
[Detailed legal framework for UBI implementation, constitutional basis, precedents]
[Step-by-step guide for policymakers: legislation drafting, agency coordination, technology deployment, pilot design]
[How UBI interacts with state/local programs, potential state supplements, federalism considerations]
[International cooperation mechanisms, currency implications, development impact]
[Comprehensive bibliography of research papers, economic analyses, technology assessments, UBI trials, and policy documents]
For More Information:
Divinci AI Research Team Email: research@divinci.ai Web: divinci.ai/ubi
Download this white paper: divinci.ai/ubi-whitepaper-2035
Support UBI implementation: divinci.ai/support-ubi
This white paper represents independent research and analysis. Forward-looking statements involve uncertainty. Technology timelines, economic projections, and policy outcomes depend on numerous factors. This document is intended to inform public discourse and policy consideration.
Version 1.0 | January 2025 © 2025 Divinci AI | Licensed under Creative Commons Attribution 4.0